What is health insurance?
Health Insurance: This question will seem useless to some people and some people will say, everyone knows this much about health insurance, but friends, even today about 70% people do not know what health insurance is and how it can be useful.
Yes, it happens when people talk about health insurance and say that we have a LIC policy, which means that people do not know the difference between health insurance and life insurance and among the people who have information about it, More than 50% people do not understand the need for health insurance, that is why today in India only 18% people in big cities have health insurance and only 14% people in small cities have health insurance.
So friends, today we will learn about this. What is health insurance, please see it completely.
Why should one take health insurance?
Health Insurance Meaning Health Insurance Why does a person buy an umbrella in the rainy season so that it can protect itself from the rain so that you can save from hospital expenses? Suppose if someone in your family falls ill and you take them to the hospital.
If in the hospital If there is a need to be admitted, then the hospital bill and in such a situation, even if due to some minor illness like fever, one has to be admitted in the hospital, then even with 10-20 thousand rupees, treatment in a good hospital will not be possible for major diseases like cancer or No mirror glass family can bear the expenses incurred in case of heart related disease.
You too must have heard around you that the family of one of your relatives or friend has spent lakhs on such a disease when such a disease affects our family. If someone has it, then the family breaks down both mentally and financially.
In that also, if the only earning person of the family gets affected by some serious disease, then the whole family gets scattered.
Health insurance can help you financially
In such a situation, health insurance can help you financially in case of a crisis in your family.
No person from a middle class family does insurance thinking that even if the hospital will cost Rs 10-20,000, we can do that, but when a big If there is an expense or a major operation, then the entire savings of the family goes towards the hospital expenses. To pay the medical expenses, some people have to break their fixed deposits or some people have to take a bank loan and if they do not get the bank loan, they face financial difficulties.
One has to ask for money from a friend or relative and some people have to compromise with their dreams or their treatment. Apart from the illness, health insurance also covers if one has to be admitted to the hospital due to an accident.
So our advice is that every person should get health insurance as per his need.
ليست هناك تعليقات:
إرسال تعليق